To the question of feeling more knowledgeable about a particular issue, I could honestly answer in many different ways. Walking into this class on the first day of classes, my knowledge of sustainability as a whole was extremely limited. My very brief knowledge came mainly from biased media and word of mouth. This is extremely unfortunate because these are issues that need to be understood if we are going to make drastically needed changes to preserve our world. Although this is considered a math class, the knowledge I will remember and take with me will be less about formulas and equations and more about the human impact on the environment and how we need to change individually and as a population.
Specifically, the concept of flood insurance, which was introduced to the class in a guest lecture, was extremely eye-opening to me. Walking into the class with zero knowledge of flood insurance, I was shocked to see just how important it could be to people not only in flood zones but even people who do not live in areas commonly associated with heavy rain. Living in the middle of New Jersey, flooding has never been a huge concern growing up. Although we had our fair share of storms, hurricanes were not a thought to anyone. Because of this, no one I knew ever talked about or had flood insurance. When Superstorm Sandy hit people were shocked and called it a “once in a lifetime” type of storm. Then barely a year later we were hit with Hurricane Irene. Hundreds of people were affected by both of these storms including my family even though we are considered a “minimal flood hazard zone” by FEMA, or Federal Emergency Management Agency. This just goes to show that anyone can be affected by flooding or natural disaster and everyone should be protected with flood insurance.
Currently, there are some issues with the insurance system now. Since it is all ran by one company, they control the price. This causes many people to think it is not worth it. If more people were informed of just how necessary it really was and made the purchase more companies would open causing prices to drop and the monopoly to be eliminated. This would create jobs and really help the people who need it pay for it while protecting many people who do not realize they could use it.
The best way to help people purchase the insurance is to make people more informed about it. Informing people about the benefits of having it will decrease the number of foreclosures on houses, decrease the cost to have own it, and overall save us money in the long run. Especially in the time we are in where we are seeing more and more natural disasters we need things like flood insurance now more than ever. Whether it is teaching about it in classes like we did here in Math 33, or if it is more advertisements and media uses to get the information out there, being proactive is not only smart but needed.