https://images.app.goo.gl/y63pjmKiNGX3B9dcA

This comic is making fun of the student loan crisis as it is becoming more relevant in 2019. This comic is arguing that easiest way to end the student debt crisis is for the students to simply pay back the loans that they took out. This ad was very appelaing as it made the student loan crisis seem like it had a very simple fix when in fact it is the complete opposite. Loan servicers are screwing over their borrowers and not allowing their borrowers to be successful in paying back their student loans, even though they claim that is what their main goal is. The comic depicts a recent graduate, being taught by someone that they need to pay back their loan since they took it out. The teacher may be telling the graduate that paying the loan back as quick as possible after graduation would benefit him, as he would have to pay less interest. I think that it is interesting how crisis is put into quotations in the comic, as it is implying that the student loan crisis is fake and not in fact a real issue. The comic is arguing that the crisis would not be real if the students had just paid back their loans. But the fact is that paying back student loans is not simple, as the average college tuition has increased rapidly, while average salary in the United States has barely increased. This has made it more and more difficult for students to pay back their loans, and on top of that the job market has also become way more difficult to compete in.

While the comic argues that it is the student borrowers that have created this crisis, loan borrower services should be the ones to blame in fact. Along with these loan borrower services, the Department of education should be blamed as they do not have intentions for the student borrowers. This comic is in the wrong as it accuses the students when in fact they are trying their best to pay back the loans.