Credit/Debit Card
Debit Card
Having a Visa or master card is very important to make online and local payments. Upon arrival, students need to open a bank account in a local bank (Usually PNC Bank). With the Debit Visa card it is possible to make purchase anywhere in Penn State.
Credit Card
Having a credit card is important as it is deemed to be safer than debit card and also, it helps build credit history, which is super important while staying in the US. Generally, to have credit cards from big banks, you need good credit history. But for building up the credit history, there are a few options. Pennstate Federal Credit Union issues credit card to students of Penn State. Another good option is the Discover IT student Cash Back credit card.
– Sultan