While we were in our breakout rooms during class last Thursday we were weighing the pros and cons having having self driven cars connected to the internet. While I personally think there are so many more cons then pros when it comes to this I think it absolutely needs to be talked about that what would happen if one of these cars got into an accident? I just think it is very troubling if a car that is driving itself hits someone else then who pays the insurance bill?
It can be argued that whoever owned the self-driving car should then be responsible for paying it, but, you also can say that it wasn’t their fault so why should they pay? These are both very great points and things that we need to talk about before we move into this part of the future. So, I looked into it a little bit and unfortunately found there is no clear answer.
People say it can be partially the company that created the companies fault partially. But, in the article I linked below they said that you can not put the sole responsibility of the accident on the manufacture of that car because all self-driving car manufactures are sharing software(Kreindler).
The article also goes on to say how there are currently no “laws” in insurance about these types of accidents. But, if they were to guess they would say that it would have to be the “backup” drivers fault(Kreindler). This is because all self-driving cars now a days require that someone be in the passengers seat just in case something were to go wrong or get in an accident. I just personally can’t imagine the amount of distracted I would get if my car was driving itself.
I’m curious if anybody has any better solutions because I think outside of the cars being hacked this is the only really problem left with self driving cars. And it must be solved if we are going to transition into this.
source:
https://www.kreindler.com/Articles/When-a-self-driving-car-crashes-whose-fault-is-it.shtml