Potential Changes to Our System

After finishing the issue brief assignment, I was inspired to take that same approach on a smaller scale and apply it to the healthcare system in the United States. As this will be the last blog post on this topic, a summary of what current policies are and potential policy changes will wrap this conversation up nicely. Currently 90% of the population has some form health insurance largely thanks to policy like the Affordable Care Act which has made insurance more accessible for people of a lower socioeconomic status. Of those that have insurance, the federal government covers some part of it through subsidy, but still costs are absurdly high and there are still people that lack any form of health insurance, so what needs to be changed, and what can be changed?

There are several approaches that people have argued to change the current policy. One is to lower the cost of insurance premiums by removing regulations on private insurance companies. Essentially states would remove regulations allowing private insurance companies to take an individuals pre-existing conditions into account allowing them to offer cheaper premiums. This would allow for healthier people to receive cheaper insurance, but at the same time it would increase prices for those with pre-existing conditions. The key is to find a balance that works for everyone and this is one of the main reasons that healthcare is such a polarized issue. More times than not, something that works well for one group will inadvertently hurt another.

Other policies propose to eliminate certain parts of the Affordable Care Act (ACA) and replace it with funding that states can allocate for insurance themselves instead of the federal government. the argument here is that the states would be more efficient at deciding how to spend the money than the federal government, but the problem is that the funds would most likely be significantly less than what is already provided by the ACA.

Among these two there are several others that attempt to increase the amount of people who are insured in America. These are changes that are pivotal for the future of the healthcare system in the United States, and if things continue the way they are right now we will continue to have the highest insurance premiums across the board, with people who still lack coverage entirely. Healthcare is something that is bigger than you and me, bigger than capitalism, and it is time that people start to prioritize that.

1 comment on “Potential Changes to Our SystemAdd yours →

  1. I’m not going to pretend to anything about healthcare coverage, but I like the sound of the first solution. Lowering premiums to ensure coverage for more people sounds like a good way for everyone who needs help to get it. Obviously its not a perfect solution, but if a controversial topic like healthcare had a perfect solution then it wouldn’t be controversial.

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