Life has unexpected problems that arise all the time. Each of these issues usually require monetary aid to fix and that amount slowly builds up. Only a small amount of America’s population can financially support all these fees while the general population must cut back on other aspects of life to fund these unexpected issues such as getting sick. The United States realized that this was an issue and began insurance to be able to pay off these unexpected debts. For example, health insurance pays for medical treatment for people. They accomplish this by having everyone on the plan pay a certain amount and all the money is saved for people who need money in the future for health-related issues. However, health care had multiple issues such as not receiving enough funding. Obama focused on this issue during his first term and made Obamacare which improved the lives of millions. Now some people rely on Obamacare for health insurance for many reasons. Republicans believe that Obamacare is one of the worst plans ever put into place and President Trump has proposed a new plan to repeal and replace Obamacare. However, this would have many consequences.
The idea of health care is to be able to provide affordable medical care to the lower class by having the upper class pay for them. Health care does this by signing up everyone on health insurance for a rate that is proportional to their income. The people who are healthy and do not need health care do not use it as often and their money goes towards the people who cannot afford their medical bills under the insurance. However, before Obamacare, people who did not use the health care as frequently found that the constant bills from being on the insurance were adding to be more than their medical issues overall so they left the insurance. This hurt insurance providers because as they had less people paying, they could not support as many people. Obamacare changed this so there was a tax 
for leaving an insurance provider as an incentive for people to stay with their insurance provider. While it is not a perfect solution, it has proven effective and health care is more affordable for everyone. Money is not the only issue though.
Insurance is a business and like many other businesses, they want to make money. The insurance companies are private corporations. As a result, it is very easy for the company to be able to favor themselves whenever possible. One example of this practice is that they would take serious risk people off their insurance as they were “too high of a risk” to support. As a result, many people paid for the insurance but it was hardly used. In the past, insurance companies even discriminated against people who lived in lower economic areas, who are the people that typically needed it the most. 
Obamacare regulated this by preventing any discrimination so everyone could get the coverage they deserved. Despite this, Trump has found Obamacare ineffective and has taken actions to replace it.
Conservatives in general dislike Obamacare. They believe that Obamacare is collapsing and hurting America. As a result, they put out a replacement for Obamacare that they believe is a stronger bill. One of the first important points is that subsidies to help people pay for insurance would be based off age rather than income. This would hurt many people as people are in different financial positions at similar ages. Trump is also giving a tax break to people who are very wealthy, which would decrease the overall amount of money for insurance. Finally, Trump is removing the mandate to have health insurance, making it beneficial for most healthier people to simply leave health insurance altogether. These changes alone will leave about 52 million people without insurance, which is a clear sign that this bill is not the replacement conservatives have been talking about.
Obamacare is not perfect. There are still a few issues but Trumpcare is not an improvement. The problem is that most people do not know what Trumpcare or Obamacare even do. Some people even think Obamacare and the Affordable Care Act are different. This shows that not only does a new policy has to be made if Republicans truly want to replace Obamacare, but people also must be educated on this in the future as this affects everyone eventually.
Works Cited
“Obamacare Summary – The Basics Of Obama Care.” Obamacare.net. ACA, 28 Oct. 2017. Web. 22 Mar. 2017.
“TrumpCare Explained.” Obamacare Facts. HealthNetwork, n.d. Web. 22 Mar. 2017.
“Trumpcare vs Obamacare: How Does Trump’s Plan Compare?” TrumpCare.com. HealthNetwork, n.d. Web. 22 Mar. 2017.
As you mentioned Obamacare is not perfect but Trumpcare is not an improvement. This is one of the major things that worry me with the change in government officials. Currently Obamacare is in the process of being executed. Personally, I have a lot of family members that will be severely effected by this change. Many of them can not afforded healthcare and without the precautions taken within Obamacare they will not receive the coverage they need.
If the point of the healthcare was to not provide car but to save money then of course the Trumpcare would be a better bet however, I am confident that this is not the goal of healthcare. On Wednesday, March 22nd, I attended a Patrick Kennedy talk which he mentioned that his major concern was that mental illnesses in the Trumpcare act is dissipating mental illnesses importance. I share his concern and strongly believe that in order to improve the healthcare system as the people we need to speak up and stand up for what we want and believe in.