Monthly Archives: October 2017

You Can Have Anything

Every time you spend money on something, you are making the conscious decision not to spend it on something else.  Every penny is an exercise in prioritization.  When you decide to eat out instead of cooking at home, you are making a trade-off.  You are giving up the chance to spend that money on something else in order to enjoy the experience of eating out.

One of my mantras is “You can have anything, but you can’t have everything.”  So when I think about making any purchase, I think about what I have to give up in order to allow for that.  I can go out to dinner on Friday, but that means I have to cook for myself on Saturday and Sunday.  I can go to this concert, but that means I have to take a pass on that other concert.  I can go to this music festival, but that means I can’t do that weekend getaway to New York City.  I can buy this new pair of running shoes, but that means my next “new” work outfit will come from Goodwill rather than a retailer of new clothing.

Everybody has different priorities.  I’d rather have a camper in my garage than a diamond on my finger.  I’d rather have a weekend at a music festival 8 times a year than a week at the beach once a year.  I’d rather that my husband and I have two old cars than have to share one newer one.  These are my priorities.  Yours likely vary.  But the thing we all have in common is that every purchase comes with a tradeoff.

You can have anything.  But nobody can have everything.  Your priorities will tell you how to spend.

An Easy App to Save You Money

I like cheap stuff.  This means I shop at big box stores.  This includes the controversial grand-daddy of them all, Walmart.  I know a lot of people choose not to shop there for a variety of reasons.  But I do shop there.  And one of the reasons I shop there is a part of their smart phone app.  Inside the Wal-Mart app is a little feature called “savings catcher.”

Every time I shop at the store often referred to as Walley World, I open the savings catcher and take a picture of my receipt.  Then Walmart compares the prices on the items I purchased against other stores in the area.  A couple of days later, I’ll get an email from Walmart telling me that either I paid the lowest price, or that they found a lower price elsewhere on a few items.  If they found a lower price, they refund the difference in price to me by way of “Walmart Pay.”  This basically amounts to a virtual gift card that I can use from my smart phone.

The effort on my end is minimal.  I shop as I normally would.  I take a picture of my receipt.  I wait a couple of days. Then I usually get a small refund via Walmart Pay.  It’s price comparison without the work!

I appreciate that not everyone shops at the big box stores.  But if you do shop at Walmart, it only makes sense to use the app’s savings catcher!